New Patients Welcome! 

Locations in AR, TN, MO

Dental Payment Plans

Is the cost of dental treatment standing in the way of you receiving the care you need? Does the thought of paying for your treatment all at once leave you feeling overwhelmed? Our dental payment plans may be a great solution for you! 

Patients Looking for Affordable Dentistry

Our offices offer dental payment plans for our patients in Arkansas, Tennessee, and Missouri.  At Higginbotham Family Dental, we want every patient to get the timely dental care they need to enjoy a healthy, beautiful smile. However, if you don’t have dental insurance or just need help with deductibles, co-pays, or non-covered treatments, we have a solution that can work for you. For example, payment plans can be used for a straighter smile, root canals, crowns, dentures, and even dental implants. Our staff is here to make paying for dental treatment more affordable through our payment plans.

How Does it Work?

Higginbotham Family Dental’s in-house payment plans allow you to pay for your dental work overtime. Rather than having to rely on a high-interest credit card or save for the entire cost of treatment before beginning work, you can pay toward your balance in smaller amounts over a period of time.  However, if you prefer third-party financing, we accept Care Credit. 


You’ll make a down payment before your dental work begins, to allow you to get started on the dental care you need given an affordable payment plan. We are committed to working with you to find a solution that suits your oral health needs.

The Time is Now!

You can apply with a fast, online application and flexible monthly payment plans. Above all, don’t postpone your dental care one moment longer. In addition to getting clear dental treatment plans and estimates, you will get payment plan options to help you get started.

Why Apply For a Dental Payment Plan?

Most patients shy away from getting dental work done because they think it is not affordable. However, our payment plan options take that worry away. During a dental appointment, our team will let patients know how to get started right away. Firstly, patients will come in for an exam and x-rays to decide what treatment you need. Secondly, a treatment coordinator will go over estimates, including insurance benefits if needed. And even if you do not have insurance, we offer a Discount Dental Plan Membership that provides discounts on dental treatment, you can view memberships and payment options to find what works best for you.  Finally, the treatment coordinator will go over payment options. So patients will leave knowing what their down payment and monthly payment amounts will be. 

Let’s Get Started!

As a result, patients will have a clear idea of cost, payments, and when they can receive their treatment. The only thing left is to make monthly payments, and enjoy their new healthy smile. To sum up, dental payment plans with Higginbotham Family Dental will give patients:

How Do I Apply?

Patients will need to submit the form below with all the required information in order to apply for payment plan options. Online applications from this site are for individuals only. If patients need a co-signer, they will need to stop by an office location to fill out a payment plan application with the co-signer. After that, the application will be submitted to the finance department. Applicants will then receive a response via phone or email. To clarify, down payments and monthly payments are based on a dental treatment plan and credit score.  Once the application is submitted, it is best to fill out a “Schedule An Appointment” form. Subsequently, any patient that has not had an exam at our office will need to be seen, so a treatment plan can be diagnosed.


Can I Apply in Person?

Yes! Our online application helps save time, but you can also apply for a dental payment plan in person at our office. When you come in for a check-up, our skilled dentists will examine your teeth and determine your next treatment steps. Your dentist and our treatment coordinator will work with you to apply for and set up a payment plan. Pending approval, you may be able to start work the same day. You can prepare in advance by filling out our secure online form.

For more information regarding affordable treatment options, read our Ultimate Guide To Affordable Dental Treatment!

  • By applying for this payment plan, I am asking Higginbotham Family Dental (HFD) to issue me an In-House Payment Plan, and agree that: All information I am providing in this application to HFD is correct in its entirety, and they may obtain information from others about me (including requesting reports from consumer reporting agencies as a soft pull, employment & Wages, and other sources) to evaluate my application or determine whether to start an in-house payment plan account, and to review, maintain, or collect my account. HFD reserves the right to refuse to open an In-House Payment Plan account in my name if they determine that I no longer meet the HFD credit criteria or if I do not have sufficient income.