Dental Insurance We Accept and Will File For Patients
At Higginbotham Family Dental, we accept many types of dental insurance plans from several dental insurance providers. Since there are various insurance providers who offer multiple plans, each individuals’ coverage can vary. With that in mind, our insurance coordinators would be happy to verify your insurance plan for you before your appointment and answer any questions you may have!
Coverage Offered By Dental Insurance Plans
Since there are various dental insurance plan types, each individual’s insurance coverage will vary from the next. The policy for coverage is typically dependent on how a specific treatment plan is categorized. The three main categories are preventive, basic restorative, and advanced restorative.
The categorization and coverage for the different types of treatments will vary on a plan-to-plan basis. So it’d be best to review the type of coverage offered for each category in your plan to know more about the coverage offered by your specific dental insurance plan.
Typical Working Of Dental Insurance
Given that dental insurance plans differ, the coverage they offer varies. However, they all have one thing in common: their main focus is on preventative dental care. This means that insurance companies are focused on preventing oral health issues from occurring instead of treating them.
No matter which dental insurance plan type or provider you choose, it’d be beneficial to know some common terms, which are explained below:
Maximum – As the name suggests, the term maximum means the maximum or capped-off amount your dental insurance will pay for your dental treatments in a given year.
Deductible – Deductible is the amount of money your insurance provider requires you to pay out of your pocket before your benefits begin.
Premium – Premium is the amount you pay for dental insurance; it may be on a monthly or annual basis.
Find Out If We Are In-Network With Your Dental Insurance Plan
We are gladly in-network with your dental insurance plan and, as a courtesy, will even file it for you. Let us put your dental insurance to work for you! Our Insurance and Treatment Coordinators are trained to maximize your benefits to ensure you get the most out of them each year. If you don’t use it, you lose those benefits and what is left of the maximum.
Please review the list of dental insurance plan types below—if you do not see that we are in-network with your dental insurance plan, send us a message, and we would be happy to answer your questions!
Allicare, Inc/Allied Benefit Systems
Benefit Administrative Systems, LLC
BCBS of Arkansas/Blue Advantage
BCBS of Illinois
BCBS of Michigan
BCBS of New Mexico
BCBS of Oklahoma
BCBS of Tennessee: (West Memphis, Memphis,
Bartlett, East Memphis & Blytheville only).
BCBS of Texas
Chesterfield Resources, Inc
Cigna – all locations are Advantage
Delta Medicare (AR only)
Delta Smiles for Kids
Dental Network of America
HCH Administration, Inc
Humana (no Federal)
MCNA (AR Medicaid)
Midwest Operating Engineers Local 150
Municipal Health Benefits
Mutual of Omaha
National Claims Administrative Services
NECA-IBEW Welfare Trust Fund
New England Electrical Workers
Pan American Life, LLC
Reliance Standard Life
Teamsters Local 71 Health, Welfare & Pension Fund
Tower Life Ins/Health Care Administrators
Wellcare by Allwell
If you do not see your insurance listed please contact the dentist office location near you via text, email or phone. We are in-network with most insurances and may need to call to verify your benefits to find out if we are in your network.
If we are in-network with your dental insurance we will gather all the information needed and contact them to verify your dental benefits. We find out what you are eligible for and what percentage your insurance will pay on dental codes you may need. Based off of these verified benefits we will give you the best estimate possible for your dental treatment before you get started. If you would like a copy of your dental benefits verifications please let the staff at the office know. We want to be your trusted dental provider and help you maximize the most benefits from your insurance plan.